Mercer County State Bank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

Savings Tips for Children

April 24th is National Teach Children to Save Day. We have employees going to local schools to teach children the importance of saving. Anytime is the right time to begin teaching children about mo…

5 Tips For Small Business Owners Looking To Get A Bank Loan

The economy’s continued expansion could have you, like many business owners, optimistic about your company’s growth prospects for this year and going forward.

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

Why You Should Get A Mortgage Through A Credit Union Or Local Bank

There are many benefits to getting your mortgage at the same place where you bank. Here's why you should get a mortgage through a credit union or local bank.

Fair Foods You Can Make at Home

The County Fair has come and gone. All the fair food is gone. The corn dogs. The fried Oreos. The candy apples. Did you eat all that you wanted? Did you satisfy your cravings? If not, I

Banks continue to ease mortgage lending standards, but it’s not helping

For the third quarter of 2018, banks reported easing their standards on most categories of residential real estate loans, even while experiencing weaker demand for the products overall.

Bank Statement Loans Are Only as Safe as the Lenders Originating Them

Lenders asking whether bank loans are safe are missing the point and should instead be more concerned with the standard they apply when underwriting them.

6 Reasons Your Mortgage Was Rejected

The road to home ownership can be full of headaches and road blocks. Here are six things that can threaten your mortgage application.

Are you owed money? The state wants to help you claim it

SACRAMENTO, Calif. (KSEE/KGPE) – A California business might owe you money, and state officials want to help you get it. With a few pieces of information, you can find any unclaimed assets wa…

Infographic: Trouble Making Mortgage Payment? What to do

Check out our new infographic about what Washington residents should do if they have trouble making their monthly mortgage payment. Please...

Five reasons to increase SBA loan origination at your credit union

In a recent survey of more than 250 bankers representing banks and credit unions, 61% of respondents said their financial institution plans to maintain or increase Small Business Administration loan origination this year and beyond. With the Paycheck Protection Program lending window closed, are there benefits for credit unions that increase participation in ongoing SBA loan programs? Here are […]

FHA Loan: Basics and Requirements

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), designed for lower income borrowers unable to make a large down payment.